Bad Credit

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Our services

Bad Credit Personal Loans Australia

The Finance Valley is always at your service to help you find the most suitable personal loan broker for bad credit.

Good Credit, not a requirement

Your bad credit won’t make it difficult to get optimal loans here. Unlike other loan brokers, we don’t demand a spotless credit history. Our team of expert personal loan brokers Australia also welcome clients with low or even no credit scores, and they analyze them carefully to make sure lenders are satisfied with their proposal.

Loan made easy

Finance Valley saves its customers from complex paperwork, hectic lender search, and hard investigations. Our brokers do all these things in your place. You don’t need to exhaust yourself with tiresome legal activities and paper formalities.

24/7 Service

Finance Valley has been providing successful loan broking services for many years. Our customer’s ease and comfort have always been our preference. You can call us or visit us anytime you want. Our team works 24/7 to give you on-time responses and services.

Fast Loans

Our team of professionals works day and night to make the loan process smoother and easier for you. You just need to go through a simple application procedure. As soon as your details are assessed, we will find a lender for you. We try our best to make the loan available as soon as possible.

Improve your credit score

Our easy and convenient monthly repayment method gives you a chance to strengthen your credibility as a borrower. You can improve your credit score by paying all the installments on time. It will be helpful if you ever get hurt financially in the future.

Why Should you take Personal Loans With Bad Credit from Finance Valley?

We give you the best possible personalized loan options that you can’t get from anyone else. Let’s us tell why you should choose Finance Valley;

Lower interest rates

You must know that the market’s interest rate for bad credit loans is very high. But we promise to give you competitive interest rates lower than anywhere else. This bad credit personal loan will prove better for you than bank and debit loans.


Higher loan limits


At Finance Valley, you get a chance to choose a loan according to your need and affordability. We give you the highest possible personal loans to help you meet your needs. You can choose a loan plan with higher or lower limits at your convenience.

Customer-friendly repayment terms


The amount of repayment and loan period is decided as per your choice. We understand that you are already in a financial crisis, that’s why we take the shortest possible repayments. Usually, you have to pay back the loan in the form of fixed monthly installments within a period of 3-7years.

Multiple lending options

Finance Valley saves its customers from the hassle of finding a suitable match in the wide pool of lenders. With our wide lender network, we make sure that you get the most appropriate lender and enjoy complete lender transparency.




It is hereby stated that Finance Valley will keep all your information safe and private. You won’t regret telling us your bad credit history, personal details, and bank accounts information.

It's time to dream big and discover your calling

Are you fed-up of paying rent and ready to take next step in your life. Want to buy your dream home, no problem Finance Valley experts will make sure to get into your home in no time. With 95% of success rate in getting loan for the clients we have done in past and will do for you in future too.